A Middle-Class Dip
According to the latest Credit Stress Report, the Mass Credit Market (-3.2% YoY) and Middle Class Workers segments (-0.5% YoY)… Read More
Fact-a-day archive
Debit Soars
Total overdue balances grew 3% QoQ, up from a 0.8% QoQ increase in 2024 Q3, despite a 0.88% YoY increase… Read More
Loan and Order
South Africans are reducing their overdue debt, with the number of loans in arrears decreasing by 343,257 quarter-on-quarter to 17.6m… Read More
Shifting Gears
According to the 2024 Q4 Credit Stress Report, Vehicle Asset Finance (VAF) has become a significant part of the credit… Read More
Young & Debtless
According to XDS credit bureau data, individuals under 35, who make up 60% of South Africa’s adult population, hold only… Read More
Fast and Frugal
In 2025, cash strapped consumers looking to purchase a car for less than R200k have just six models to choose… Read More