The current balance on all loans in 2021Q2 is just over R2 trillion, with 50% of that value in Mortgages. Another 25% of the balance is in Vehicle Asset Finance, and Unsecured loans, Credit Cards and Retail Accounts make up the other 25%. 79% of the total mortgage value belongs to the wealthiest 5% of South Africans.
(https://www.eighty20.co.za/credit-stress-report/)