According to Transunion SA Consumer Credit Index Q1 2018, Distressed borrowing increased during Q1 2018. Distressed borrowing is indicated by revolving credit (credit cards and store cards) used as a percentage of one’s credit limit. Revolving credit limits increased by 7.7% year-on-year, while credit used increased by 3.8% quarter-on-quarter. The increase in credit use is possibly due to the sharp increase in credit limits granted in Q4 2017. (http://bit.ly/2RdTTqz)