Launched in South Africa duringJanuary 2012,22sevenis a financial services platform that looks at its users’ bank statements to determine where they could save money. Consumers can see where they generally spend money, and where they might be overspending; they are then offeredstrategies and plans to help them reduce their outgoings. For more global innovations, visittrendwatching.com. (www.22seven.com)

This week’s theme: Dollars and cents