Insecure and unsecured

In the second quarter of 2022, almost 210,000 South African consumers who earned below R7,500 per month did not qualify for debt relief because they held over R50,000 in unsecured debt. Overall, South African consumers held 11m unsecured loans (6% down YoY), with a balance of R320bn (up 2% YoY).

See more about credit active consumers in South Africa with the Eighty20 Credit Stress Report

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