According to the 2024 Q4 Credit Stress Report, the Mass Credit Market was the only segment to shrink in terms of the number of credit-active individuals (-3.7% YoY), while Comfortable Retirees grew the fastest (+4.3% YoY), followed by Heavy Hitters (+4%) and Middle Class Workers (+1.7%).

For more insights on the impact of the economy on South African consumers, download the latest Eighty20 Credit Stress Report