Indebted Middle
Consumers in the ‘Middle Class Workers’ segment have an average of two unsecured loans per loan holder, with an average… Read More
Fact-a-day archive
Retail Credit
The Mass Credit Market is a large segment of employed, lower middle class, mainly female workers. 82% of consumers in… Read More
Signs of Recovery?
The number of loans in good standing increased this quarter by 1%. Similarly, the total number of loans in arrears… Read More
Big Balances
The current balance on all loans in 2021Q2 is just over R2 trillion, with 50% of that value in Mortgages…. Read More
Days of Our Liabilities
Eighty20’s Credit Stress Report for 2021 Q2 has shown that there are 18.4 million loans in arrears, representing 33% of… Read More
The Road to Debt
Eighty20’s Credit Stress Report identified a 32% YoY increase in overdue Vehicle Asset Finance (VAF) balances, with a 17% QoQ… Read More