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Dealing with Data means dealing with Software. Sometimes it makes sense to use off-the-shelf software solutions that others have spent years developing and sometimes it makes sense to build your own.

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I have been helping people to make use of secondary data for nearly two decades. When I work with groups who have little or no statistical experience, a concept we deal with early on is how to correctly read row and column percentages in a table.

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Gamification has become a powerful mechanism within the design of loyalty programmes due to its success in motivating customers to perform specific actions or change their behaviour.

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In December SA experienced the “cruel and racist logic of Omicron travel bans” when wealthy nations restricted travel to SA after our scientists identified the new Covid variant. While the impact of the loss of a second tourist season will be felt longer term, 2021Q4 data showed the Middle Class sliding further into debt. VAF and credit cards most affected with overdue debt up 35% and 20% respectively YoY.
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Workplace management is unlikely to ever be the same again. But this is a good thing, says Cindy Meijboom, Head of People, Operations and Marketing at Eighty20.

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Eighty20 and XDS Credit Bureau have partnered to create a quarterly Credit Stress Report. This report highlights the impact of economic forces on the South African consumer, with particular focus on consumer credit behaviour.
All credit data in this report was sourced from the Eighty20 / XDS Online Credit Portal.
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