Credit Stress Report 2022 Q4 is out
The Eighty20 / XDS Credit Stress Report highlights that while retail figures suggest some respite in the storm that has been battering South Africa recently, newly in default rates tell a very different story.
Insights & Events
Credit Stress Report 2022 Q3 is out
The Eighty20 / XDS Credit Stress Report highlights the impact of economic forces on the South African consumer, with particular focus on consumer credit behaviour. In the 2022 Q3 report we see signs of rising credit stress among South Africa’s middle income consumers.
Credit Stress Report 2022 Q2 is out
The Eighty20 / XDS Credit Stress Report is framed by the notable local and global economic, political and other events that impact economic indicators and credit use in South Africa. The main story in Quarter Two was surging inflation, internationally and at home.
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Credit Stress Report 2022 Q1 is out
2022 Q1 saw South Africa coming out of a relatively robust holiday period, into the headwinds of the biggest European war since WWII. Fears of a US recession and rising global inflation have compounded matters.
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Credit Stress Report 2021 Q4 is out
In December SA experienced the “cruel and racist logic of Omicron travel bans” when wealthy nations restricted travel to SA after our scientists identified the new Covid variant. While the impact of the loss of a second tourist season will be felt longer term, 2021Q4 data showed the Middle Class sliding further into debt. VAF and credit cards most affected with overdue debt up 35% and 20% respectively YoY.
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Credit Stress Report 2020 Q2 is out
Eighty20 and XDS Credit Bureau have partnered to create a quarterly Credit Stress Report. This report highlights the impact of economic forces on the South African consumer, with particular focus on consumer credit behaviour.
All credit data in this report was sourced from the Eighty20 / XDS Online Credit Portal.
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