Improving economic fundamentals but continued credit stress, particularly among seniors Retailers speak to the final quarter of the year as the...
Credit Stress Report 2025 Q4 is now available
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Resources
Reports
Credit Stress Report 2026 Q1 is now available
Economic fundamentals continued to improve in the first quarter of 2026, as the geo-political situation deteriorated South Africa’s economic outlook...
Credit Stress Report 2025 Q3 is now available
Economic sentiment remains cautious in the face of mixed indicators: real GDP increased by 0.8% and unemployment fell by nearly 4%...
Credit Stress Report 2025 Q2 is now available
Read the BusinessTech article here: South Africa’s richest people are drowning in debt This quarter saw divergent signals for consumer pressure,...
Credit Stress Report 2025 Q1 is now available
Listen to the Kaya Biz interview here: South Africans earning over R30,000 or more are also struggling Download the Credit Stress Report Eighty20,...
Credit Stress Report 2024 Q4 is now available
Download the Credit Stress Report Eighty20 has released its 2024 Q4 Credit Stress Report in collaboration with Xpert Decision Systems (XDS). The...
Credit Stress Report 2024 Q3 is now available
Download the Credit Stress Report Eighty20 has released its 2024 Q3 Credit Stress Report in collaboration with Xpert Decision Systems (XDS). The...
Credit Stress Report 2023 Q4 is now available
Download the Credit Stress Report The Eighty20/XDS Credit Stress Report 2023 Q4 is now available. Quarter four 2023 CSR report outlines developments...
Credit Stress Report 2023 Q3 is now available
Download the Credit Stress Report The Eighty20/XDS Credit Stress Report 2023 Q3 is now available. Quarter three 2023 shows small signs of positive...
Credit Stress Report 2023 Q2 is now available
Download the Credit Stress Report The Eighty20/XDS Credit Stress Report 2023 Q2 is now available. It has been a long, cold winter in South Africa,...
Credit Stress Report 2023 Q1 is now available
Download the Credit Stress Report The Eighty20/XDS Credit Stress Report for the first quarter of 2023 looks at the impact of economic forces on the...
Credit Stress Report 2022 Q4 is out
Download the Credit Stress Report The Eighty20 / XDS Credit Stress Report highlights that while retail figures suggest some respite in the storm...
Credit Stress Report 2022 Q3 is out
Download the Credit Stress Report The Eighty20 / XDS Credit Stress Report highlights the impact of economic forces on the South African consumer,...
Credit Stress Report 2022 Q2 is out
Download the Credit Stress Report The Eighty20 / XDS Credit Stress Report is framed by the notable local and global economic, political and other...
Credit Stress Report 2022 Q1 is out
Download the Credit Stress Report 2022 Q1 saw South Africa coming out of a relatively robust holiday period, into the headwinds of the biggest...
Credit Stress Report 2021 Q4 is out
Download the Credit Stress Report 2021 Q4 ended a tough year with the Omicron sting in the tail of the Pandemic In December South Africa experienced...
Credit Stress Report 2020 Q2 is out
Eighty20 and XDS Credit Bureau have partnered to create a quarterly Credit Stress Report. This report highlights the impact of economic forces on...
Credit Stress Report 2021 Q3 is out
On the positive side, South Africa has emerged from the third wave with more than a quarter of the 18+ population vaccinated, but consumers have...
Credit Stress Report 2021 Q2 is out
Download the Credit Stress Report 2021 Q2 shows signs of recovery As South Africa starts to see some signs of recovery, the South African consumer...
Credit Stress Report Reveals SA Youth on a Slippery Slope
In its Credit Stress Report for 2021 Q1, Eighty20, a consumer analytics and research consultancy, revealed an alarming trend in the rate of default...
Credit Stress Report 2021 Q1 is out
Download the Credit Stress Report Q1 2021 sees continuing deterioration for youth As South Africa heads into its third wave, South Africans are...
Eighty20 National Segmentation (ENS)
The Eighty20 National Segmentation (ENS), while protecting customer privacy and data protection, enables the most comprehensive view of South...
Credit Stress Report 2020 Q4 is out
Download the Quarter FOUR Credit Stress Report Q4 2020 sees new mortgages rise As South Africa’s confirmed COVID-19 cases crossed the 1 million mark...
Sizing the market for Housing Micro-Finance in South Africa
Sizing the market for Housing Micro-Finance in South Africa: Report for the Rural Housing Loan Fund Household led investment by low-income...
Credit Markets in South Africa – The Consumer Experience
The number of active credit consumers in South Africa has grown strongly in recent years. According to the NCR, as at Q3 2016 there were over 24...
Open Data Standards for Financial Inclusion
What role can big data play in helping regulators, policymakers, financial service providers, and researchers to assess inclusion, market conduct...
Student Debt in South Africa
Eighty20 was invited to speak about Student Debt in South Africa at the All Africa Credit Congress held in Johannesburg on 16 – 17 May 2016....
Track water consumption with the Eighty20 Water Tracker
Using key data and information available, Eighty20 has developed a Water Tracker that allows you to work your way around the City of Cape Town map...
How personalised communications can improve customer engagement
Steve Burnstone recently presented at the 2016 ITWeb Business Intelligence Summit in Johannesburg. In this presentation Steve explores how to use...
Research in Africa
Africa is an enormous and diverse continent. It is home to over one billion individuals who live in 54 countries. These countries range from...
