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Savings are crucial during stressful periods for individuals and households alike. In the peak of Covid-19 times, when mobility was restricted, and only essential services and outlets were operational, many of us had to dip into our savings.
In South Africa, alcohol takes centre stage for toasts, whether it’s a special occasion or a sports game. A beer around the braai or a glass of wine at a book club has become a lifestyle. While South Africans revel in their liquid traditions, they do not hold the title for the highest alcohol consumption in the world.
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As South Africans began 2023 experiencing a quarter of every day without electricity, coupled with rising interest rates and a weakening currency, it seems the significant pressure consumers were feeling at the end of last year has only escalated.
The Eighty20/XDS Credit Stress Report for the first quarter of 2023 looks at the impact of economic forces on the South African consumer, with particular focus on their credit behaviour.
The Quarterly Labour Force Survey (QLFS) data was released this week showing that the official unemployment rate increased by 0.2 of a percentage point (just over half a percent) from 32.7%
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The South African beauty and personal care market is valued at about R70 billion, with the fragrance, skincare and cosmetics categories expected to grow about 10% in 2023.
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