PayInc, South Africa's national payments utility, processed an average of 934 transactions a minute on Black Friday (2025) and 700 a minute on Cyber Monday. Card payments remain the base of online commerce, but pay-by-bank services, instant electronic transfers, digital wallets and buy-now-pay-later products now carry meaningful checkout volume.
Learn more about the South African online retail environment here
For insights on the role credit plays in South African consumer behaviour, download the latest Eighty20 Credit Stress Report
