Resources
Insights
From Fees to Interest: How Banks Are Changing the Savings Conversation
If you’ve been paying attention to financial institution adverts recently, you may have noticed…
The numbers behind South Africa’s migration patterns
Listen to the Kaya Biz interview here: Kaya Biz, 30 Jun Migration Reality Check: The Data…
Young Consumers Face Mounting Credit Stress in South Africa
As South Africa commemorates Youth Day in June, the spotlight turns to a generation entering…
Case Studies
Finding R5 billion of growth in a customer base the client already had
A large retailer with several million active customers was growing more slowly and competing…
Alternative data that improved model lift, outperforming credit bureau data
A large credit retailer wanted more predictive power than its own data could give it. Adding the…
Six million personalised banking challenges a month, delivered through one app
A bank’s loyalty programme was building a new mobile app and wanted every member to receive a…
Reports
Credit Stress Report 2026 Q2 is now available
South Africa’s economic outlook softened over the quarter, with GDP contracting more than…
Credit Stress Report 2026 Q1 is now available
Economic fundamentals continued to improve in the first quarter of 2026, as the geo-political…
Credit Stress Report 2025 Q4 is now available
Improving economic fundamentals but continued credit stress, particularly among seniors Retailers…
Fact-a-Day
Hit me with your best loan
Heavy Hitters* are becoming increasingly reliant on unsecured credit, with personal loans showing…
This Time It’s Personal
The number of credit active individuals grew 4.6% YoY in 2026 Q2, largely driven by an 8.2%…
Debt Becomes Her
Women make up ~51% of South Africa’s adult population in 2026, yet account for 58% of…
