Data Intelligence
Credit Portal
The Credit Portal provides access to aggregated XDS credit-bureau data covering 20 million plus credit-active South African consumers.
Understanding consumer credit markets is key to understanding the consumer. Giving you the ability to size credit-market opportunities, enrich underwriting and collection models and benchmark credit acquisition and retention.
It’s POPIA-compliant, fully anonymised and refreshed on a regular basis..
Aggregated XDS credit-bureau data for 20M+ credit-active South Africans
million +
Credit-active SA consumers
All
Major credit categories covered
XDS
South African bureau partner
POPIA
Compliant and anonymised
Features you'll love
Mortgage Loans
Home loan accounts, balances and behaviour by segment, geography and tenure.
Credit Cards
Credit card holders, limits, balances and repayment behaviour benchmarks.
Asset & Vehicle Finance
Asset finance balances, instalment loans, used vs new vehicle breakdowns.
Retail Accounts
Retail credit balances, account holders and behavioural cohorts.
Unsecured Loans
Unsecured lending market sizing and segment-level performance.
Custom Cuts
Bespoke aggregations on request, including geographic, segment and product cross-cuts.
Want to know more? Let us help.
Client Impact
Bank Strategy Team
Credit market sizing
Challenge
The strategy team needed an objective view of the SA credit market to set their product priorities and growth ambition
Solution
Credit Portal aggregates were fused with internal book data to size category-level addressable markets and benchmark performance
Result
Credit category priorities were
re-set with clear evidence-based market sizing and benchmark targets.
Lender Underwriting Team
Risk benchmark refresh
Challenge
The underwriting team needed external benchmarks to calibrate internal risk and pricing models
Solution
Aggregated Credit Portal outputs were delivered as a regular benchmark feed for the lender's risk and pricing teams.
Result
Underwriting and pricing decisions calibrated against current market behaviour with clear external reference points.
Ready for Eighty20 to help you too?
See the XDS-Eighty20 Credit Portal in action
Client References
Their detailed analysis and consistent quality of work has been invaluable to our market and benchmarking work.
Head of Market Intelligence, Santam
Eighty20 has been instrumental in simplifying big data the organisation uses to drive sales
and market targeting.
Divisional Executive, Liberty
