This report summarises the findings of an extensive analysis of demand-side data relating to usage of, and access to, financial services for businesses in Zambia. It forms part of a broader study of businesses in Zambia. The principle data source for the study is the 2008 Zambia Business Survey (ZBS) which comprises a nationally representative survey of 4 800 MSME businesses and a survey of 161 large businesses which is not nationally representative. In addition, data from the FinScope Zambia 2005 household survey have been used where appropriate. Full report available below.
Credit Stress Report 2026 Q1 is now available
Economic fundamentals continued to improve in the first quarter of 2026, as the geo-political situation deteriorated South Africa’s economic outlook...
