Improving economic fundamentals but continued credit stress, particularly among seniors Retailers speak to the final quarter of the year as the...
Credit Stress Report 2025 Q4 is now available
read more...
Resources
Credit
Capitec overtakes FNB as South Africa’s 2nd biggest bank, according to reweighted AMPS
AMPS has been reweighted and shows some interesting movements within SA’s banking sector The reweighted AMPS has been released, and since it was...
The future of Consumer Credit in South Africa
To celebrate the launch of the XDS Eighty20 Credit Portal, we are hosting an insightful and data-rich presentation on the Consumer Credit Market in...
Credit Stress Report 2026 Q1 is now available
Economic fundamentals continued to improve in the first quarter of 2026, as the geo-political situation deteriorated South Africa’s economic outlook...
The Golden Years on Credit: Financial behaviours of an aging population – deep dive into 2025 Q4 Credit Data
Read the Business Report article here: The golden years on credit Download the Credit Stress Report The number of South Africans in their...
Credit Stress Report 2025 Q3 is now available
Economic sentiment remains cautious in the face of mixed indicators: real GDP increased by 0.8% and unemployment fell by nearly 4%...
South African credit market sees largest QoQ growth since Covid
Following years of slow growth in credit participation post pandemic, South Africa’s second quarter of 2025 marked its most significant...
Credit Stress Report 2025 Q2 is now available
Read the BusinessTech article here: South Africa’s richest people are drowning in debt This quarter saw divergent signals for consumer pressure,...
South African Youth in Numbers: Debt, hustles and hope
Listen to the Kaya Biz interview here: Kaya Biz, 17 Jun YOUTH & DEBT- With 6.7 million youth aged 18-24, only 1 million are credit active South...
Credit Stress Report 2025 Q1 is now available
Listen to the Kaya Biz interview here: South Africans earning over R30,000 or more are also struggling Download the Credit Stress Report Eighty20,...
Generational Credit Trends: Insights from Millennials to Boomers
Watch the eNCA interview here: Discussion | How credit evolves at different life stages – eNCA Download the Credit Stress Report How credit...
Credit Stress Report 2024 Q4 is now available
Download the Credit Stress Report Eighty20 has released its 2024 Q4 Credit Stress Report in collaboration with Xpert Decision Systems (XDS). The...
Credit Stress Report 2024 Q3 is now available
Download the Credit Stress Report Eighty20 has released its 2024 Q3 Credit Stress Report in collaboration with Xpert Decision Systems (XDS). The...
Unchanged interest rates see rental market boom
Potential lift in 2025 for the property sector In March, the South African Reserve Bank (SARB) decided to hold the repo rate unchanged at a 15 year...
Credit Stress Report 2023 Q4 is now available
Download the Credit Stress Report The Eighty20/XDS Credit Stress Report 2023 Q4 is now available. Quarter four 2023 CSR report outlines developments...
Q3 2023 shows small signs of positive developments in the consumer credit market
Download the Credit Stress Report In addition to the good news on the rugby field, it would appear from Eighty20’s 2023 Q3 Credit Stress Report,...
Credit Stress Report 2023 Q3 is now available
Download the Credit Stress Report The Eighty20/XDS Credit Stress Report 2023 Q3 is now available. Quarter three 2023 shows small signs of positive...
While key consumer credit metrics continue to deteriorate, there are some encouraging signs
Listen to 702’s interview here: Consumer credit metrics continue to deteriorate with some encouraging signs Challenging Q2 2023, but...
Credit Stress Report 2023 Q2 is now available
Download the Credit Stress Report The Eighty20/XDS Credit Stress Report 2023 Q2 is now available. It has been a long, cold winter in South Africa,...
Credit Stress Report 2023 Q1 is now available
Download the Credit Stress Report The Eighty20/XDS Credit Stress Report for the first quarter of 2023 looks at the impact of economic forces on the...
Appetite surges for retail credit, but data points to a worrying trend
Source: Appetite surges for retail credit, but data points to a worrying trend (bizcommunity.com) Fourth-quarter retail figures suggest a slight...
Credit Stress Report 2022 Q4 is out
Download the Credit Stress Report The Eighty20 / XDS Credit Stress Report highlights that while retail figures suggest some respite in the storm...
Credit Stress Report 2022 Q3 is out
Download the Credit Stress Report The Eighty20 / XDS Credit Stress Report highlights the impact of economic forces on the South African consumer,...
Credit Stress Report 2022 Q2 is out
Download the Credit Stress Report The Eighty20 / XDS Credit Stress Report is framed by the notable local and global economic, political and other...
Credit Stress Report 2022 Q1 is out
Download the Credit Stress Report 2022 Q1 saw South Africa coming out of a relatively robust holiday period, into the headwinds of the biggest...
Credit Stress Report 2021 Q4 is out
Download the Credit Stress Report 2021 Q4 ended a tough year with the Omicron sting in the tail of the Pandemic In December South Africa experienced...
Credit Stress Report 2020 Q2 is out
Eighty20 and XDS Credit Bureau have partnered to create a quarterly Credit Stress Report. This report highlights the impact of economic forces on...
Credit Stress Report 2021 Q3 is out
On the positive side, South Africa has emerged from the third wave with more than a quarter of the 18+ population vaccinated, but consumers have...
Credit Stress Report 2021 Q2 is out
Download the Credit Stress Report 2021 Q2 shows signs of recovery As South Africa starts to see some signs of recovery, the South African consumer...
Credit Stress Report Reveals SA Youth on a Slippery Slope
In its Credit Stress Report for 2021 Q1, Eighty20, a consumer analytics and research consultancy, revealed an alarming trend in the rate of default...
