Source: Convenience Store Retailer: Convenience Store Retailer This was revealed by Eighty20, a consumer strategy, analytics and research company...
Tapped-out consumers use credit for daily needs
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Credit
Appetite surges for retail credit, but data points to a worrying trend
Source: Appetite surges for retail credit, but data points to a worrying trend (bizcommunity.com) Fourth-quarter retail figures suggest a slight...
Credit Stress Report 2022 Q4 is out
Download the Credit Stress Report The Eighty20 / XDS Credit Stress Report highlights that while retail figures suggest some respite in the storm...
Middle-class South Africa is drowning
eNCA interview: Credit stress strains middle class The recent repo rate hike by the South African Reserve Bank (SARB) raises more alarm bells for...
Signs of growing credit stress on South African middle income consumers
Source: South African middle-class workers buckling under severe credit stress Download the Credit Stress Report The report shows some alarming...
Credit Stress Report 2022 Q3 is out
Download the Credit Stress Report The Eighty20 / XDS Credit Stress Report highlights the impact of economic forces on the South African consumer,...
Credit Stress on the South African Consumer
South African consumers have experienced five lending rate increases in less than a year – amounting to the largest total increase in nearly two...
Credit Stress Report 2022 Q2 is out
Download the Credit Stress Report The Eighty20 / XDS Credit Stress Report is framed by the notable local and global economic, political and other...
Credit Stress Report 2022 Q1 is out
Download the Credit Stress Report 2022 Q1 saw South Africa coming out of a relatively robust holiday period, into the headwinds of the biggest...
Credit Stress Report 2021 Q4 is out
Download the Credit Stress Report 2021 Q4 ended a tough year with the Omicron sting in the tail of the Pandemic In December South Africa experienced...
Credit Stress Report 2020 Q2 is out
Eighty20 and XDS Credit Bureau have partnered to create a quarterly Credit Stress Report. This report highlights the impact of economic forces on...
Credit Stress Report 2021 Q3 is out
On the positive side, South Africa has emerged from the third wave with more than a quarter of the 18+ population vaccinated, but consumers have...
Credit Stress Report 2021 Q2 is out
Download the Credit Stress Report 2021 Q2 shows signs of recovery As South Africa starts to see some signs of recovery, the South African consumer...
Credit Stress Report Reveals SA Youth on a Slippery Slope
In its Credit Stress Report for 2021 Q1, Eighty20, a consumer analytics and research consultancy, revealed an alarming trend in the rate of default...
Credit Stress Report 2021 Q1 is out
Download the Credit Stress Report Q1 2021 sees continuing deterioration for youth As South Africa heads into its third wave, South Africans are...
Credit Stress Report 2020 Q4 is out
Download the Quarter FOUR Credit Stress Report Q4 2020 sees new mortgages rise As South Africa’s confirmed COVID-19 cases crossed the 1 million mark...
Sizing the market for Housing Micro-Finance in South Africa
Sizing the market for Housing Micro-Finance in South Africa: Report for the Rural Housing Loan Fund Household led investment by low-income...
Eighty20 helps employers with financial wellness in the workplace
Financial stress is clearly a problem for many South Africans. According to the NCR, less than half of those who are credit active are current on...
Capitec overtakes FNB as South Africa’s 2nd biggest bank, according to reweighted AMPS
AMPS has been reweighted and shows some interesting movements within SA’s banking sector The reweighted AMPS has been released, and since it was...
Financial inclusion lessons from SASSA and Net1
We have followed the Net1 SASSA story closely for a long time and first wrote about it in late 2016, see Financial Inclusion and G2P payments. This...
Credit Markets in South Africa – The Consumer Experience
The number of active credit consumers in South Africa has grown strongly in recent years. According to the NCR, as at Q3 2016 there were over 24...
Financial Inclusion and G2P payments: Lessons from South Africa
G2P payments in South Africa, banking millions? The South African government, through the South African Social Security Agency (SASSA), provides...
Eighty20 hosts local bitcoin exchange, BitX
Eighty20 has invited Pieter Heyns from BitX, a local Bitcoin exchange, to come and talk to our friends, network and wider community about the...
The future of Consumer Credit in South Africa
To celebrate the launch of the XDS Eighty20 Credit Portal, we are hosting an insightful and data-rich presentation on the Consumer Credit Market in...
Open Data Standards for Financial Inclusion
What role can big data play in helping regulators, policymakers, financial service providers, and researchers to assess inclusion, market conduct...
Student Debt in South Africa
Eighty20 was invited to speak about Student Debt in South Africa at the All Africa Credit Congress held in Johannesburg on 16 – 17 May 2016....
Remittances for Financial Inclusion
Illana Melzer, Director of Strategic Research at Eighty20, presented at the Alternative Banking Conference on 29 October 2015 in Johannesburg. The...
Tracking Mortgage Loan Performance by Market Segment in South Africa: 2004-2014
Illana Melzer from Eighty20 together with CAHF and the FinMark Trust launched the latest research on mortgage loan performance in South...
Money Transfers in South Africa
The Eight20 Money Transfers Survey was commissioned by FinMark Trust in collaboration with Cenfri. The survey forms part of a larger study to better...
What should we do about consumer credit markets in SA?
The situation is dire. According to the Credit Bureau Monitor published by the NCR 1 32% of credit active South Africans are in arrears of 90 days...
